Privacy Policy

Your privacy matters to us. Here's how we protect and handle your personal information when you use ronarethivosaq's financial analysis platform.

Last Updated: March 2025

Information We Collect

At ronarethivosaq, we collect various types of information to provide you with comprehensive liquidity and solvency analysis services. The information we gather helps us deliver personalized financial insights and maintain the security of our platform.

Personal Information You Provide

Account registration details including name, email address, and contact information
Business information such as company name, industry type, and organizational structure
Financial data uploaded for analysis purposes including balance sheets and income statements
Communication preferences and support correspondence
Payment information for subscription services (processed securely through third-party providers)

Automatically Collected Information

When you interact with our platform, we automatically collect certain technical information to improve your experience and ensure system security. This includes your IP address, browser type, device information, operating system details, and usage patterns within our application.

Data Type Purpose Retention Period
Account Information Service delivery and user authentication Duration of account plus 7 years
Financial Data Analysis and reporting services 5 years or until deletion requested
Usage Analytics Platform improvement and optimization 24 months maximum
Communication Records Support and service enhancement 3 years from last interaction

How We Use Your Information

Your information enables us to deliver exceptional financial analysis services while maintaining the highest standards of data protection. We process your data only for legitimate business purposes and with appropriate legal bases under Canadian privacy law.

We never sell your personal information to third parties. Your financial data remains confidential and is used exclusively to provide you with accurate liquidity and solvency analysis results.

Primary Uses of Your Data

Performing financial analysis calculations and generating comprehensive reports
Maintaining your account security and providing customer authentication
Communicating important service updates and responding to your inquiries
Improving our analytical algorithms and expanding our service capabilities
Ensuring compliance with financial regulations and industry standards
Detecting and preventing fraudulent activities or unauthorized access attempts

We also use aggregated, non-identifiable data to understand market trends and improve our platform's performance. This statistical information cannot be traced back to individual users and helps us serve the broader financial analysis community more effectively.


Information Sharing and Disclosure

ronarethivosaq operates under strict confidentiality principles. We understand that your financial information is sensitive, and we've implemented comprehensive measures to protect it from unauthorized disclosure.

Limited Sharing Circumstances

We may share your information only in these specific situations: when you explicitly consent to sharing, when required by Canadian law or legal proceedings, when necessary to protect our legitimate business interests or prevent fraud, or with trusted service providers who assist in platform operations under strict confidentiality agreements.

Cloud hosting providers for secure data storage and processing (all Canadian-based or equivalent privacy protection)
Payment processors for subscription billing (your payment details are not stored on our servers)
Analytics services for platform improvement (using anonymized data only)
Security service providers for fraud detection and system protection

Your Privacy Rights

As a ronarethivosaq user, you have comprehensive rights regarding your personal information. We respect these rights and provide clear mechanisms for exercising them through our platform and direct communication channels.

Access and Control Rights

Request access to all personal information we hold about you, including analysis history
Correct or update inaccurate information in your account settings
Delete your account and associated data (subject to legal retention requirements)
Export your data in standard formats for personal use or transfer
Restrict processing for specific purposes while maintaining essential services
Withdraw consent for optional data processing activities

To exercise these rights, contact our privacy team at info@ronarethivosaq.com or use the privacy controls available in your account dashboard. We respond to all legitimate requests within 30 days and provide clear explanations of any limitations due to legal obligations.

Important: Deleting certain information may limit our ability to provide comprehensive financial analysis services. We'll explain any service limitations before processing deletion requests.


Data Security and Protection

Protecting your financial information is our top priority. We employ multiple layers of security measures that meet or exceed industry standards for financial data protection, ensuring your sensitive information remains confidential and secure.

Technical Security Measures

End-to-end encryption for all data transmission using TLS 1.3 protocol
Advanced encryption at rest for all stored financial data and personal information
Multi-factor authentication requirements for account access and sensitive operations
Regular security audits and penetration testing by certified third-party experts
Automated threat detection systems with real-time monitoring and alerts
Secure backup systems with geographic redundancy and encrypted storage

Operational Security Practices

Our team follows strict security protocols including regular training on data protection best practices, limited access controls based on job responsibilities, and comprehensive incident response procedures. All employees sign confidentiality agreements and undergo background checks before accessing any user data.


International Data Transfers

ronarethivosaq primarily operates within Canada, storing and processing your data on Canadian servers that comply with federal privacy legislation. When international transfers are necessary for service delivery, we ensure appropriate safeguards are in place.

All international transfers comply with Canadian privacy law equivalency requirements
Service providers in other countries must demonstrate adequate privacy protection standards
Contractual safeguards ensure your data receives the same protection level regardless of location
You have the right to request information about specific international transfers affecting your data

Data Retention and Deletion

We retain your information only as long as necessary to provide services, comply with legal obligations, and maintain business records. Our retention periods are based on the type of information, your relationship with ronarethivosaq, and applicable regulatory requirements.

Retention Guidelines

Active account information remains accessible throughout your subscription period and for seven years afterward to comply with financial record-keeping requirements. Financial analysis data is retained for five years or until you request deletion, whichever comes first. Communication records and support interactions are kept for three years to maintain service quality and resolve any future questions.

When retention periods expire or when you request deletion, we securely destroy your information using industry-standard methods that prevent recovery. Some information may be retained in anonymized form for statistical purposes that cannot be traced back to individual users.


Children's Privacy

ronarethivosaq's financial analysis services are designed for business professionals and adults. We do not knowingly collect personal information from individuals under 18 years of age. If we become aware that we have collected information from a minor, we will take immediate steps to delete that information from our systems.


Changes to This Privacy Policy

We periodically review and update this privacy policy to reflect changes in our services, technology, or legal requirements. When we make significant changes, we'll notify active users via email and prominent notice on our platform at least 30 days before the changes take effect.

Minor updates for clarity or additional protections may be implemented immediately. We encourage you to review this policy periodically to stay informed about how we protect your information. The "Last Updated" date at the top of this policy indicates when changes were last made.

Privacy Questions and Contact Information

If you have questions about this privacy policy, your data rights, or how we handle your information, we're here to help. Our privacy team is available to address your concerns and provide additional information about our data practices.

Email: info@ronarethivosaq.com

Address: 2374 Rue Bastien, Val-David, QC J0T 2N0, Canada

Phone: +1 (418) 380-2647

We respond to privacy inquiries within 5 business days and provide comprehensive responses to help you understand and exercise your rights.